WebProNews

Tag: Online Scams

  • Shipping Scams Up 440% Amid Record Online Shopping

    Shipping Scams Up 440% Amid Record Online Shopping

    Shipping scams are up a whopping 440% as online shopping hits new records amid the pandemic.

    The coronavirus pandemic has changed how people are doing their holiday shopping, with many opting for online outlets rather than in-person options. Never too far behind any trend, scammers are seeing a potential gold mine.

    According to Check Point Software Technologies, a firm specializing in cybersecurity, scammers are trying to trick shoppers into divulging sensitive information. The scammers are impersonating shipping companies, such as Amazon, DHL and Fedex, to get people to lower their guard.

    Unlike classic phishing emails that are designed to lure people into giving personal details, credit card info or bank account credentials, these emails are specifically impersonating shipping vendors with different versions of fake messages reporting a “delivery issue” or “Track your shipment” details.

    All are trying to lure the recipients to submitting details and stealing credentials or financial data. We believe hackers have specifically chosen this vector in November, as they know that large numbers of online shoppers are waiting for their packages to arrive and are more attentive to shipping-related emails while they may be more aware of more traditional e-commerce related fraud and phishing attempts.

    Check Point recommends basic security precautions, such as never giving credentials over email, verifying that any links include the correct domain and not a lookalike, being suspicious of an email that seems overly pushy, as well as any that contain spelling and grammatical errors.

  • Work From Home Opportunities And Scams

    Work From Home Opportunities And Scams

    A rising number of Americans have found themselves so disillusioned with the traditional work landscape that they’re seeking far more flexible job opportunities.

    This includes specifically looking for work that can be done from one’s own home.

    The very words “work at home” often conjure up images of being able to make money from the comfort of your kitchen or bedroom, often without having to kick off your bunny slippers.

    The reality behind work at home jobs isn’t necessarily so simple (or stereotypical).

    There are genuine opportunities available for individuals looking to work from home or anywhere other than at the office.

    Finding a legitimate paying position is a matter of both knowing where to look and what so-called job offerings to avoid like the plague.

    Drop “Work From Home” From Your Vocabulary

    When browsing the search results for “work from home”, you will likely see a mountain of links to work at home job postings with the vaguest of job descriptions. Yet they will promise hundreds, if not THOUSANDS of dollars per day.

    The words “work at home” or “be your own boss” are often used to emotionally manipulate you into putting comfort before common sense: If these jobs were real, and paid so much…why isn’t everyone making this money doing the exact same thing?

    The tasks are often overly simple for such a big payout, which is itself the only real hint you need that the work at home ads are scams.

    The jobs ads you should be looking out for are more apt to include words like “telecommuting” or “remote work available”.

    These ads will often not mention working at home at all since it’s already understood that it’s a non-structured job position. Where you get the work done is often irrelevant so long as you get it done!

    Are They Trying To Hire You Or Sell You Something?

    It is true that employers often have to sell themselves to would-be employees in order to attract good workers. However, if you are being offered a WAH opportunity that sounds too good to be true or asks that you open your wallet, you are better off walking away.

    Aside from the different work environment, a telecommuting job opportunity will be typically advertised to you in the same way as any other job legitimate position.

    You will be given the name of the company, what position is open, what the pay is, and instructions for applying for that job. Because these persons are looking to hire and not scam, they aren’t going to operate using generic slogans like “fire your boss” and post photo-shopped pictures of guys holding up checks as some sort of proof that it’s a paying job.

    The best way to distinguish opportunities from scams is to read the ad carefully and answer this question: Are they trying to hire me for a specific job or are they trying to sell me the idea of working from home in the broadest possible way?

    Where To Find Legitimate Job Opportunities

    Before you get out to find the work-at-home jobs, you need to have a plan.

    What are your unique talents and interests? What did you study in college? What is something you could do everyday and not be bored?

    From this introspection and review of your previous work history should come a list of jobs. You should then approach the specific job positions while searching for “remote” and “telecommuting” opportunities.

    Craigslist is probably the best site for casting the widest net (I’m talking about going from city to city and state to state…) while a site like LinkedIn or FlexJobs can probably produce more genuine openings from trusted businesses than Monster or CareerBuilder.

    No, You DON’T Have To Pay Anyone For A Job

    The exception to that is of course Avon-type jobs with reputable businesses.

    Other than that, it should suffice to say that ANY job demanding money from you in order to work is not worth the hassle.

    There are plenty of jobs out there that don’t cost any money.

    Image via Wikimedia Commons

  • AARP Survey: Certain Profiles at Higher Risk of Online Fraud

    A new report by the AARP has collectively identified the key behaviors and life experiences that cause a certain group to fall victim to online fraud.

    According to a recent report titled  “Caught in the Scammer’s Net,” 34 million people are at higher risks of scams if they open an email from an unfamiliar sender, sign up for free trial offers, or click on pop-up advertisements.

    Its conclusion was based on a 15-question survey, which garnered answers from 11,000 adult Internet users last November and December.

    The survey’s questions encompassed all the key factors that induce fraudulent acts. Online fraud victims were reportedly involved in seven of the 15 risk factors.

    However, personal issues heavily influenced some people’s choices as well. (image)

    AARP’s Joe Sanchez, who helps manage the organization’s latest Fraud Watch Network in Texas, says that engaging in such online activities doesn’t always mean that it’s linked to a scam. However, “if such online engagement occurs during a vulnerable moment when you’re feeling lonely or have just lost your job, it can add up to the perfect opportunity for a scammer.”

    AARP’s statistic results share how additional life experiences could cause online deception:

    • Sixty-six percent of victims and 42 percent of non-victims said they “often or sometimes feel isolated.”
    • Twenty-three percent of victims and 10 percent of non-victims said they had experienced loss of a job.
    • Forty-four percent of victims and 23 percent of non-victims said they had suffered a “negative change in financial status” in the past two years.

    Executive Vice President Nancy LeaMond says that Fraud Watch Network will help prevent such cases from happening. The program plans to assist AARP members and non-members by connecting them with professionals who could help them combat the issue.

    “We’re arming people with information about what makes them vulnerable and giving them access to the tools they need to outsmart con artists before they strike,” she said.

    Law enforcement will also play a major role in cracking down on Internet frauds.

    Free services such as prevention tips, watchdog alert emails, and phone call hotlines will be available to those concerned about their risk or who have already been victimized by online scammers.

    Image via YouTube

  • Could “Bad Ads” Destroy the Web’s Revenue Model?

    It’s no secret that most consumers aren’t exactly fond of online ads, especially pop-up ones. While there are some very “bad ads” that could result in serious damage to consumers, a lot of online advertisements are perfectly safe and actually have a lot of benefits. In fact, online advertising is the Internet’s #1 source of revenue.

    It is for this reason and others that non-profit organization StopBadware has teamed up with the Interactive Advertising Bureau and tech giants including Google, Facebook, Twitter, and AOL. These organizations have formed an alliance called the Ads Integrity Alliance in an effort to combat “bad ads” and change the perception that so many people have of online advertising.

    Maxim Weinstein, Executive Director of StopBadware As Maxim Weinstein, StopBadware’s Executive Director, explained to us, the “bad ads” that the alliance references consist of the ads that deliver malware, point users to spam, or tries to sell them counterfeit goods. StopBadware began this initiative several years ago as a project of the Berkman Center for Internet & Society at Harvard University and spun off a couple of years ago as non-profit.

    “Our focus has always been on protecting consumers and other users of the Web from harmful software and harmful websites,” said Weinstein. “Bad ads are, of course, a part of that and in fact many badware websites are badware because of the fact that they serve up malicious ads that try to install malicious software on people’s computers.”

    “Our goal at the alliance,” he continued, “is to really focus more attention specifically on the ad side of the world because, up to this point, we’ve focused a bit more on the websites themselves and less on the advertising sector.”

    The alliance has three goals that it wishes to accomplish:

    1. Develop and share definitions, industry policy recommendations, and best practices
    2. Serve as a platform for sharing information about bad actors
    3. Share relevant trends with policymakers and law enforcement agencies

    In a Google blog post, Eric Davis, the company’s Global Public Policy Manager, said “the best way to tackle common problems across a highly interconnected web, and to move the whole web forward, is for the industry to work together, build best practices and systems, and make information sharing simple.”

    Since nearly every consumer has been impacted by a “bad ad” in some form, Weinstein did admit to us that they are “a very real threat.” However, he did say that improvements are being made everyday and that the alliance certainly hopes to bring even more advancements.

    “At the same time, we don’t want to send the message that this is some alarming thing and you can never trust an ad,” pointed out Weinstein. “By far, the majority of ads out there are legitimate and useful, and I think companies are only getting better at ensuring the high quality of advertising on the Web.”

    The alliance does have a challenge on its hands, especially given the stigma that is so often associated with ads. Another test that the alliance must deal with is the aspect of working with policymakers and law enforcement agencies. The past couple of years have shown that potential government regulation of various elements of the Internet, especially in terms of online advertising and behavioral targeting, has only resulted in controversy.

    “A big challenge with regulating this space is that it moves and changes so fast – far faster than the typical pace of government,” said Weinstein.

    “The next big opportunity is to say, ‘Now that companies have innovated on their own, what can we do working together?’”

    Weinstein believes that the alliance has a solid foundation for changing the negative perception that some people have of ads and also that, by working proactively as an industry, self-regulation measures can be found that will appease all parties involved.

    The third challenge surrounding “bad ads” is the fact that online advertising monetizes the majority of free services that we all enjoy and utilize daily. As a result, the issue of “bad ads” needs to be addressed quickly and effectively in order for this successful revenue model to continue.

    “Obviously, it’s important for consumers that they need protected from these “bad ads,” but it’s also important for the companies involved in advertising because they make their money when people click on ads,” said Weinstein. “When people find the ads valuable, and if people are concerned that they’re going to get badware, that they’re going to get a counterfeit good, that they’re going to get scammed by clicking on ads, they won’t click on them.”

    “So, it really is in everybody’s shared interest to work on this together,” he added.

    The alliance hopes that, within its first year, more companies will join the effort and that it will also have useful policy recommendations.

  • Online Dating Tips To Prevent Scams And Broken Hearts

    The Internet has made dating so much easier than in years past. Before one had to go to one of those happening clubs and hit on everything within a five mile radius before they found someone desperate enough to agree to your date offer. Now people can just spam other people on online dating sites until they agree to meet up with them for an inevitable lackluster date and never speak of it again. Unfortunately, the Internet has yet to fix the awkwardness of first dates.

    Regardless, online dating does contain its own pitfalls that come along with the digital era. Namely people attempting to scam you under the guise of being a hot, young blonde woman who is ready to become committed to a serious relationship. The security pros at ADT have compiled this handy infographic that gives online daters some handy tips to avoid scams and broken expectations. It also gives some general dating tips to help you score the perfect match.

    First is the number of people using online dating services – 5.5 million. When people say there are other fish in the sea, they’re not lying. The trick is to get one of those 5.5 million online daters to bite. The key to that is finding a common interest. The top four common interests that online daters look for are bands, foods, movies and books. You better start pretending to like Justin Bieber to impress those ladies at OKCupid.

    In news that warms my heart, people are 20 percent less likely to respond to messages with bad grammar. So please, stop using “ur” and “y” and “luv” in your messages. It’s not sexy and it’s not going to get you a date.

    So you’ve found the perfect match online. You both like the same bands and movies. You both have impeccable grammar. Turns out that they may still be a liar and a cheat with 81 percent of online daters misrepresenting themselves. For men, they lie about their age, height and income. Women lie about their age, body and height.

    So you’ve found the perfect date and they didn’t lie about themselves online. You’re about to go on your first date. Protip: Don’t see a movie. Fifty percent of women prefer to have dinner with the man picking up the tab. Impress her with that trip to Waffle House and she’ll be yours in no time.

    If all goes well, you’re well on your way to tying the not. Seventeen percent of all online daters got married last year – that’s 280,000 marriages.

    Check out the rest of the infographic for more tips and tricks and good luck, you’re going to need it.

    (image)
    Online Dating Safety Advice for First Time Users Infographic by ADT Home Security

  • FTC Cracks Down On Online Payment Scam

    At the request of the Federal Trade Commission, a federal court has halted an online scam that used identity theft to place more than $10 million in bogus charges on consumers’ credit and debit cards, pending a trial.

    More than a million consumers were hit with one-time charges of $10 or less, and their payments were routed through dummy corporations in the United States to bank accounts in Eastern Europe and Central Asia.

    The defendants, using fake company names similar to real names and information taken from identity theft victims in the United States, opened more than 100 merchant accounts with companies that process charges to consumers’ credit and debit card accounts, according to the FTC complaint. The FTC believes the defendants may have run credit checks on the identity theft victims first, to be sure they were creditworthy.

    FTC-ID-Theft The defendants also cloaked each fake merchant with a virtual office address near a real merchant’s location, a phone number, a home phone number for the "owner," a Web site pretending to sell products, a toll-free number consumers could call, and a real company’s tax number found on the Internet.

    The FTC alleged that with spam e-mail, the defendants recruited at least 14 "money mules" – people in the United States they paid to form 16 dummy corporations, open associated bank accounts to receive the card payments, and transfer the money overseas. The defendants used debit cards linked to these bank accounts to set up telephone service, virtual addresses, and Web sites that helped deceive the card processors, according to the complaint.

    The "money mules" responded to spam e-mail pretending to seek a U.S. finance manager for an international financial services company. The FTC has not determined how the defendants obtained the stolen identities or consumers’ credit and debit account numbers. Consumers’ payments were sent to bank accounts in Lithuania, Estonia, Latvia, Bulgaria, Cyprus, and Kyrgyzstan.

    None of the consumers affected by the scam had contact with any of the defendants. Most consumers either didn’t notice the charges on their bills or didn’t seek chargebacks because of the small amounts – charges ranged from 20 cents to $10. Consumers who called the toll-free numbers that appeared on their bills either found them disconnected or heard recorded messages instructing them to leave a message, but no calls were returned.

    The defendants are the 16 sham companies – API Trade LLC, ARA Auto Parts Trading LLC, Bend Transfer Services LLC, B-Texas European LLC, CBTC LLC, CMG Global LLC, Confident Incorporation, HDPL Trade LLC, Hometown Homebuyers LLC, IAS Group LLC, IHC Trade LLC, MZ Services LLC, New World Enterprizes LLC, Parts Imports LLC, SMI Imports LLC, SVT Services LLC – and one or more persons who are unknown to the agency at this time. The FTC charged them with making unauthorized charges to consumers’ credit cards in violation of Section 5 of the FTC Act. The court froze the defendants’ assets and ordered them to stop operating, pending final resolution of the case.